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Apr 29, 2015

Community Banks Keep Rural America Growing


Bank of Luxemburg takes pride in serving our friends and neighbors! Our customers appreciate our hometown service and personal attention. And, as a community bank, we make our loan decisions locally with a quick turnaround times. Community banking is one very important way rural areas grow and prosper!

Just one of the many ways community banks build better communities
Washington, D.C. (April 13, 2015)—During ICBA Community Banking Month, the Independent Community Bankers of America® (ICBA) celebrates the nation’s community banks for their unparalleled role in helping America grow by lending to local farmers, ranchers and agricultural enterprises and serving as financial first responders to the agricultural economy.
“Community banks are essential to the overall health and financial success of rural America because they provide an overwhelming share of credit to local farmers and ranchers,” said ICBA Chairman Jack Hartings, president and CEO of The Peoples Bank Co., Coldwater, Ohio. “Many community banks have been serving agricultural enterprises and family farms in their communities for more than 100 years. And because community banks are small business owners themselves, they are better able to serve their agricultural customers because they understand the local market first-hand and have highly specialized expertise in the agriculture business.”
Across the nation, community banks operate 52,000 locations, employ 700,000 Americans and hold $3.6 trillion in assets, $2.9 trillion in deposits and $2.4 trillion in loans to consumers, small businesses and the agricultural community.
Community banks have consistently been the largest provider of agricultural credit within the commercial banking sector and are often the catalysts for new and expanded business opportunities within their communities to ensure long-term economic viability and vitality. In fact, community banks provide $57 billion in agriculture loans.
“Community banks stimulate rural economies in a multitude of ways, including creating jobs, maintaining the local tax base and facilitating development of the infrastructure and public services necessary to keep rural communities vibrant,” Hartings said. 
To take part in the conversation on ICBA Community Banking Month, follow #BankLocally on Twitter.

17 comments:

  1. Replies
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  11. FINANCIAL RESTORATION THROUGH THE HELP OF JASON RAYMOND OF FUNDING CIRCLE LOAN INC: (fundingloanplc@yahoo.com OR Call/Text +14067326622)..

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    ReplyDelete
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