Bank of Luxemburg is proud to be a community bank.
That means that all the members of the extended Bank of Luxemburg “family” are
happy to serve our friends and neighbors, support our local economy and take
part in hometown activities.
Community Banks Keep
Rural America Growing
Just one of
the many ways community banks build more economically
sustainable
communities.
Washington, D.C. (April 14, 2014)—Community
banks keep rural America growing by lending to local farmers and ranchers, said the Independent Community
Bankers of America ® (ICBA) and thousands of its community bank members that
are celebrating ICBA Community Banking Month this month. Community banks are
able to serve as financial first responders to the agricultural community
because they operate locally—knowing their marketplace—and putting local
deposits back to work in their communities through loans to local farmers,
ranchers, residents and small businesses.
“Community banks are pivotal to the overall health and
financial success of rural America because they provide an overwhelming share
of credit to local farmers,” said ICBA Chairman John H. Buhrmaster, president
of 1st National Bank of Scotia, N.Y. “Many community banks have been serving
farmers for well over 100 years. And because community banks are small business
owners—like farmers and ranchers—they are better able to serve their
agricultural customers because they know both the local market and have highly
specialized expertise in the agriculture business.”
Community banks have consistently been the largest provider
of agricultural credit within the commercial banking sector and are often the
catalysts for new and expanded business opportunities within their communities
to ensure long-term economic viability and vitality. In fact, community banks
with assets under $10 billion provide more than 75 percent of all commercial
bank agricultural loans, and banks with assets less than $1 billion provide
nearly 60 percent of all commercial bank agricultural financing.
Community banks stimulate rural economies in a multitude of
ways, including creating off-farm jobs, maintaining the local tax base and
facilitating development of the infrastructure and public services necessary to
keep rural communities vibrant.
“We pride ourselves in being the community bank in Kewaunee,
Door and Kewaunee Counties and being there for their financial needs,” said
John Slatky, President of the Bank of Luxemburg. “When our farms and rural businesses do well,
our communities thrive. The Bank of
Luxemburg is there to support these businesses”
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