Financial Trick-or-Treat Tips From Bank of Luxemburg

That spooky holiday is quickly approaching! Be sure to stop by your local Bank of Luxemburg branch to pick up a free trick-or-treat bag for the kids. Inside, they’ll find coloring sheets, pumpkin carving advice, trick-or-treat safety tips, savings information for the whole family, and a sweet treat to get you in the Halloween spirit. The bags will come in handy if the little ones are planning to collect some candy!

And for the grown-ups, here are some tricks to avoid and treats to look for when it comes to your finances:

Tricks:

• Hidden fees. Some banks -- especially the larger ones – may tack on fees for online banking, getting cash at ATMs, using your debit card and more. Always ask about all fees and potential charges before you decide to open an account with a financial institution. We’ll be happy to talk to you about ways you can save money by using a Bank of Luxemburg account. 
• Identity theft. If you’re not careful, thieves can easily get access to personal information such as social security and bank account numbers. Visit our Security Information page to recognize common scams and minimize your risk.
• Offers to “fix” your credit. Negative accurate information cannot be removed from your credit history. Time and a positive payment history are the only things that will fix your credit report.

Treats:

• Local support. Local leadership gives community banks like Bank of Luxemburg the ability to respond to customer needs quickly and appropriately. Shareholders in Northeast Wisconsin own Bank of Luxemburg, so we understand what’s happening in your neighborhood. You can always call us or visit a branch location to bank with someone you know!
• An accurate budget. Knowing what you have and what you can spend provides peace of mind. This confidence empowers you to make the best financial decisions for you, your family, or your business.  Visit our $mart Banking Information page to learn how you can develop a budget. 
• Low rates. Our loan and mortgage officers are finding historically low rates for our customers who are able to reconsolidate and refinance. Give us a call to see if this could be an option for you!

We’d love to hear what financial tricks or treats you’ve experienced. Leave us a comment below!

Making Banking as Easy as 1, 2, 3!

At Bank of Luxemburg, we want you to remember that managing your money and investments doesn’t have to be difficult! As a local bank in your community, we are here to help you. That’s one reason our Chief Operating Officer, Rebecca Edler, was glad to stop by FOX 11’s Living With Amy recently for the “Easy As 1, 2, 3…” themed show.

In case you couldn’t tune in, here’s the interview segment. You’ll find more information below the video box.




Make Your Banking Easy:

1. Online Banking: Our safe, secure website allows you to check your accounts and make changes online -- on your own terms and your own time. Visit your local Bank of Luxemburg location to get started.
2. eStatements: Receiving account statements in your email allows you to balance your checkbook and manage your accounts when it’s convenient for you. That’s much easier than waiting for your paper statement in the mail!
3. Refinancing: We can’t tell you that refinancing is as simple as clicking a button. But some preparation will make saving money easier than you could imagine on mortgages, credit card debt and loans! Those preparations include checking on credit scores and getting copies of pay stubs, account statements, property tax receipts and existing mortgage paperwork. These steps will allow you and your loan officer to look at reconsolidation, which will help you take advantage of historically low rates. Putting in some effort up front will save you time and money in the long run.

Now doesn’t that sound easy?